Bank & Credit Union In-Line Branches

Bring your branch to where life happens.

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In-Line Branch Projects

What does a successful in-line branch look like?

A smaller footprint doesn’t mean less of an impact. Element pays special attention to the layout and design of our clients’ in-line branches. These branches need to provide all the functionality customers and members expect, but also leverage the nearly 24/7 marketing opportunities an in-line location presents with pedestrian foot traffic.

Maximize Convenience

With a smaller footprint of 1,000–2,500 sq. ft., in-line branches are cost-effective banking locations embedded within retail shopping centers.

Designed for convenience and efficiency, these branches offer a full-service experience in a smaller footprint and are perfect for meeting customers and members where they already are.

Strategic Visibility

Position your brand in high-traffic retail centers, alongside grocery stores, shops, and restaurants.

Lower Overhead, Higher Impact

In-line branches reduce leasing, construction, and operational costs while maintaining full-service capabilities.

Customer and Member Centric Design

Offer essential services, teller transactions, account openings, loan consultations, etc., in a modern, streamlined environment that prioritizes speed and convenience.

Flexible Market Entry

Test new markets or maintain a presence in areas without the commitment of a standalone building.

Interior of a credit union showcasing multiple self-service kiosks with touchscreen displays. There are computer workstations in the background.

Features & Capabilities

We are committed to helping you continue to grow your retail branch network.

  • Full-service banking in a compact layout
  • ATM and ITM integration
  • Universal banker staffing model
  • Digital-first design with self-service options
  • Community accessible

THE PROCESS

Our team approaches the design and implementation process in five phases.

Phase I: Information gathering/branch analysis.

Element will perform a series of activities to gather information we consider crucial to the development of a design strategy.

Phase II: Onsite photos and measurements.

Your Element project manager will perform a site visit to take photographs and measurements of the current environment.

Phase III: Design development.

Design development activities will integrate concepts with retail strategies to maximize the effective use of space and create a positive selling environment.

Phase IV: Implementation.

Our approach respects existing relationships (many of whom are customers or potential customers) and will incorporate these companies' services into our project.

Phase V: Analysis and ongoing needs.

We are here to support your needs and to grow our relationship through our ongoing support and continued communication.

Testimonials

our clients talk

I LOVE our new branch! It’s awesome and an experience like no other! Everyone that stops in loves it too!
Corey Dahle
Chief Experience Officer
Idaho Central Credit Union
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Element came up with a bold new design for our Headquarters building. We are extremely satisfied with our beautiful, functional, and employee-centric new home. It felt like we worked side by side to accomplish a huge achievement — all during a pandemic!
Robb Scott
President/CEO
Copper State Credit Union
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We had a vision and everyone at Element bought into it right away with their customizations. Nothing Element did was off the shelf. What resulted was a welcoming space that physically shows our connectedness to the community and helps us deliver on our mission — to provide strong financial futures for Montanans.
Pete Johnson
CEO
Opportunity Bank
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It wasn’t just about the job at hand, but care and drive to focus on a common cause.
Kacey Clayborn
Facilities Manager
Opportunity Bank
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The way Mac manages [our] relationship is not just through the products and services. He engaged us on our needs, always kept in touch, and always centered the conversation on our vision.
Ismael “Ish” Eustaquio
Senior Vice President Retail Banking Division
Hawaii State Federal Credit Union
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