AgCountry Farm Credit Services – New Branch Build

LaMoure, ND

PROJECT OVERVIEW

Overview

AgCountry Farm Credit Services partnered with Element to modernize its LaMoure branch office. What began as a desire to update key touchpoints grew into a larger strategy for how its spaces could better reflect the future of agriculture. Through a discovery-led process, Element helped AgCountry look beyond surface-level updates and focus on how the layout should feel, function, and support the consultative relationships at the center of its business. The result was a flexible design approach that brought more warmth, clarity, and consistency to a new location in LaMoure, North Dakota, while creating a model AgCountry could use in future locations.

Challenge

AgCountry’s existing space reflected the organization’s longstanding, relationship-driven approach to serving its customers. As customer expectations and the agricultural industry continued to evolve, the opportunity was to build on that foundation with an environment that could create a stronger first impression, integrate new technology, and better reflect the direction of modern agriculture.

AgCountry serves a rural market shaped by both long-standing relationships and a new generation of farmers who are increasingly comfortable with automation, digital tools, and technology-driven operations.

Client

  • AgCountry Farm Credit Services

Financial Institution Type

  • Agricultural Lender

Features

  • 7500 square feet
  • new prototype
  • ground-up
  • graphic design
  • interior design
  • digital design
  • relationship based service model
  • community space
  • kit-of-parts

The challenge was to support that transition thoughtfully by creating a space that felt welcoming, forward-looking, and memorable while still preserving the familiarity, trust, and community connection that matter in rural markets.

Not only that, but AgCountry were looking to expand the square-footage of their space to better support the needs of this location.

Goals

Reimagine the first impression

AgCountry wanted the customer experience to begin with a first impression that felt more intentional, more engaging, more welcoming, and more reflective of the organization’s relationship-driven approach. That meant thinking beyond simply adding digital signage and considering how the overall environment could better communicate warmth, professionalism, and care from the moment someone walked through the door.

Support a changing customer base

As agriculture continues to evolve, AgCountry recognized that its customer base is evolving with it. A new generation of farmers is entering the industry with greater comfort around technology, automation, and digital tools, while long-standing customers still value familiarity, trust, and personal connection. One of the project’s core goals was to create a space that could speak to both groups by honoring the expectations of existing customers while also signaling that AgCountry is prepared to serve the future of the industry.

Design for consultation, not transaction

AgCountry’s locations support a very different kind of interaction than a traditional bank branch. Because the work is centered on lending, insurance, and advisory conversations rather than teller-based transactions, the environment needed to reinforce comfort, privacy, and relationship building.

AgCountry-branch-lobby-fireplace
AgCountry-branch-training-roomjpg

Create a scalable design model

In addition to shaping LaMoure, AgCountry wanted to establish a broader design direction for future locations. The goal was not to create a one-off solution, but to develop a flexible kit-of-parts that could guide both new builds and renovations across the organization. That approach would allow AgCountry to create greater consistency in customer experience and brand expression while still adapting each space to its own layout, needs, and community context.

Update their current location

AgCountry wanted to update their current location. However, potential remediation costs, the need for greater space, and a desire for increased visibility, led to the decision to build from the ground-up at a ‘new’ location. The site would be adjacent to the original; strategically, erecting the new building on the plot next door, allowed for AgCoutnry ample space to expand the physical location, implement new technology, provide greater accessibility and visual prominence to the local community

 

Solutions

Leading with discovery

Because farm credit operates differently from a traditional financial institution, Element began by gaining a deeper understanding of how AgCountry serves its customers and how those relationships differ from a more conventional banking model.

The team worked through discovery questions that clarified how AgCountry goes to market, how its locations are used, and what qualities matter most in the customer experience. That process surfaced several guiding priorities, including privacy, hospitality, flexibility, and the importance of creating a space that could support consultative conversations rather than simply meet operational needs.

Designing a scalable, repeatable kit-of-parts

Element translated those insights into a flexible design system that could guide both the LaMoure office and future locations, what The Element Group calls, a kit-of-parts. These early insights helped ensure the design response was grounded in the realities of AgCountry’s business rather than in assumptions about financial environments.

AgCountry-modern-branch-conference-room

 

This kit-of-parts included furniture standards, lighting approaches, flooring selections, wall colors, graphic applications, accent elements, and customer-flow considerations.

The value of that system was not in creating a rigid template but in establishing a consistent design language that could adapt to a range of square footage, configurations, and customer needs. Element’s design team gave AgCountry a way to carry its updated customer experience and brand expression into additional locations while still responding to the specific conditions of each site.

Shaping a more intentional customer journey

At the LaMoure location, Element designed the experience to feel more welcoming, comfortable, and aligned with AgCountry’s relationship-based service model. Customers enter an environment that balances personal interaction with self-guided engagement, supported by digital messaging, hospitality touches such as coffee and beverages, and seating areas that feel more residential and conversational than institutional.

The waiting area was designed to feel comfortable enough for real conversation, giving staff and customers a place to meet informally in a setting that feels natural and approachable. The updated arrival experience helps reinforce AgCountry’s values from the moment customers walk in.

Designing for comfort, privacy, and consultation

Because AgCountry’s work is fundamentally consultative, the design needed to support trust-based interactions and confidential conversations. Element responded by creating a spatial experience that emphasized comfort without sacrificing professionalism or privacy.

The layout and choreography considered how customers move through the space, where conversations naturally occur, and how design can help those interactions feel more personal and supported.

From lounge-style seating to thoughtfully integrated meeting opportunities, the environment was shaped to reflect the fact that AgCountry’s customer relationships are built through dialogue, guidance, and long-term partnership.

 

AgCountry-branch-touchscreen
AgCountry-branch-breakroom-signag

Bringing the brand into the built environment

At the outset of the project, AgCountry had limited existing environmental brand assets available for application within the space. Element helped bring AgCountry’s brand into the space in a more complete and intentional way. This included custom patterns, tone-on-tone graphic moments, organic textures, and natural green elements that connected back to the agricultural landscape.

The design also incorporated the Farm Credit biostar mark and supporting visual elements in a way that felt modern yet grounded, helping the space communicate a stronger sense of identity while remaining familiar and approachable to customers.

 

Introducing technology in an approachable way

Technology was part of the original conversation that brought AgCountry to Element, but the final solution treated digital integration as part of a larger customer-experience strategy rather than as a standalone feature.

Element introduced digital signage and interactive touchpoints in ways that felt supportive and gradual, allowing technology to enhance the space without overwhelming the people using it. The team also planned for a future tech area that could evolve over time as AgCountry’s comfort with self-service and digital engagement continued to grow. This approach gave AgCountry room to grow while still respecting the pace of change that made sense for both staff and customers.

Extending the brand into the community

The LaMoure location was also designed to serve a broader purpose within its local context. The relocation allowed Element to design a community room that could be used not only by AgCountry, but also by local groups and gatherings, reinforcing the organization’s role as a community partner. In a smaller rural market, that kind of shared-use space adds meaningful value, allowing the space to function as more than a place of business. It reflects AgCountry’s investment in the area it serves and strengthens the sense of connection between the organization and the community around it.

Results

The result was a location in LaMoure that brings AgCountry’s values into sharper physical focus. The new environment feels warm, modern, and community-centered, while supporting the privacy, comfort, and consultative interactions that have always been central to the organization’s customer experience. It balances hospitality with professionalism, introduces technology in an approachable way, and creates a stronger first impression for both customers and staff.

Just as importantly, it established a design direction AgCountry could carry into future locations and turned one project into a repeatable foundation for broader transformation. Internally, the shift was described as a complete ‘180º’ from what had come before, reflecting how meaningful the change felt to the team.